How much do you really need in your pension to retire on €40k, €60k or €80k per year in Ireland without running out of money? ☎️ Book your free strategy call now: https://tinyurl.com/KEWHMdyRn
If you’re unsure whether simple rules like “multiply by 25” or the 4% rule actually work with Irish tax, State Pension and 35–40 year retirements, this call reviews your real numbers, tests your plan against Irish rules, and builds a retirement income framework tailored for Irish professionals and business owners (including ARFs, tax-free lump sums, PRSI/State Pension eligibility and healthcare costs).
This video uses over 90+ years of market data, a 50/50 global equity–bond portfolio, and realistic “retirement smile” spending to show what starting pot you need to sustainably fund €40k, €60k and €80k (after inflation), how delaying retirement from 60 to 65 changes the target, and how dynamic spending and State Pension can cut the size of the pot you need. You’ll get a clear, Ireland-specific framework that replaces rules of thumb with proper modelling so you can make decisions with 90%+ success probabilities instead of guesswork.
🔎 What’s covered:
Retiring in Ireland, Irish pension planning, State Pension Ireland, PRSI record check, ARF rules Ireland, ARF mandatory withdrawals, Irish pension tax, tax-free lump sum Ireland, retirement income modelling, sequence of returns risk, 4% rule limitations, real vs nominal returns, retirement at 60 Ireland, retirement at 65 Ireland, €40k retirement Ireland, €60k retirement Ireland, €80k retirement Ireland, retirement smile spending pattern, healthcare costs in retirement Ireland, long-term care Ireland, dynamic spending strategy, pension de-risking, cash buffer in retirement, pension longevity risk, early retirement Ireland, high-net-worth retirement Ireland.
00:00 The Retirement Question That Keeps You Up At Night
01:06 Why Simple Rules Fail: The Dangerous Shortcuts
02:37 How To Figure This Out – The Framework
04:40 Retiring on €40,000 Per Year
07:13 Retiring on €60,000 Per Year
09:44 Retiring on €80,000 Per Year
12:06 The Three Things That REALLY Move the Needle
13:40 Common Mistakes You Must Avoid
14:36 What You Can Do Right Now
Credit to : Kevin Elliott Wealth