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In this episode of the Ask About Wealth Podcast, Paul speaks with Eoghan O’Hara, Country Head for Raisin Ireland. They discuss why Irish household deposits earn very low interest, and the opportunity presented by the EU-wide deposit guarantee protection.
00:00 Welcome to Ask About Wealth + Meet Raisin’s Ireland Country Manager
02:19 Ireland’s €170B in Deposits
03:44 What You Can Access on Raisin
05:18 Real-World Rate Examples
07:30 Safety & Trust
10:10 Spreading Deposits + Platform Limits to Protect Savers
14:36 Country vs Bank Ratings
17:51 Inflation: Why Cash Loses Value Sitting Still
19:41 Withholding Tax Abroad & Double Taxation Relief Explained
21:52 Extra Paperwork for Certain Countries
22:59 Why Rates Differ by Country
27:40 The Power of Self‑Service Tools for Your Money
31:31 Final Takeaway
Credit to : Ask About Wealth