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Most Irish retirees claim the State Pension at 66 without a second thought. For most people, that’s the right call. But for a specific group, it’s the wrong one — and the cost of that mistake runs into tens of thousands of euro.
Since 2024, Irish retirees have had a real choice: claim at 66, or defer up to age 70 in exchange for a permanently higher weekly payment. In this video, I run the actual numbers, walk through the break-even maths against Irish life expectancy, and show you the two factors that matter far more than the headline calculation — your PRSI contribution record and your personal health profile.
What’s covered:
WARNING
This video is for general information and educational purposes only. It does not constitute financial, tax, or legal advice and should not be relied upon as such. Pension and retirement planning decisions depend on your individual circumstances, and you should obtain personal advice from a qualified financial advisor and/or tax advisor before acting on anything discussed.
Elliott Financial Limited T/A Kevin Elliott Wealth is regulated by the Central Bank of Ireland (C565213)
Credit to : Kevin Elliott Wealth