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Most financial advice sounds sensible.
Max out your pension.
Keep six months of expenses in cash.
Never invest money you’ll need in the next five years.
But after 15+ years working in finance as a CFA Charterholder and Qualified Financial Adviser, I’ve learned that some of the biggest money mistakes come from following advice that isn’t actually right for your own circumstances.
In this video, I share 12 money opinions that many advisers would disagree with.
You’ll learn:
• Why holding too much cash could be costing you more than you realise
• Why simple investing often beats complicated strategies
• How to avoid becoming pension rich and life poor
• Why tracking spending beats budgeting
• The hidden cost of financing cars
• Why reacting to financial news can damage your wealth
• And why becoming your own financial adviser might be the most important financial skill of all
These are not rules. They’re perspectives designed to help you think more critically about your money and make decisions that actually suit your life.
Which opinion do you disagree with most? Let me know in the comments.
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Credit to : The Financial PT