Should you Pay Off Your Mortgage OR Max Your Pension in Ireland? August 24, 2025 Admin Money & Finance </p> <p>We’ll cover:<br /> – How mortgage amortization really works (and the hidden cost of compound interest).<br /> – The tax and growth advantages of pensions in Ireland.<br /> – Seven key factors that influence your decision — from mortgage rates to liquidity and tax relief.<br /> – A real Irish client case study showing the numbers side by side.<br /> – The emotional side of the decision — and why peace of mind often competes with long-term wealth.</p> <p>What’s covered in this video: mortgage amortization and how repayments really work, the true cost of mortgage interest in Ireland, benefits and limits of pension tax relief, how pensions grow tax-free through compounding, tax-efficient drawdown options, comparing mortgage overpayments vs pensions with real examples, seven key factors that influence the decision (interest rates, risk tolerance, inflation, prepayment penalties, hurdle rate, liquidity, tax relief), the emotional vs financial trade-offs between debt freedom and long-term wealth</p> <p>00:00 Introduction<br /> 00:54 Understanding Mortgage Amortization<br /> 03:06 How Retirement Savings Really Work<br /> 06:19 Seven Critical Factors to Consider<br /> 09:55 The Emotional Case<br /> 11:06 Real Life Comparison<br /> 13:49 What Should You Do?</p> <p>Credit to : Kevin Elliott Wealth</p> <p> Please support our Sponsors here --
