What amount to aim for in Retirement
💭 Here’s what €100k in retirement might give you 👇
👉 On average, you’re looking at around 5% drawdown, that’s about €5K a year.
You’ve two main options:
🔹 Annuity: fixed income for life (3.5–6% depending on age & health)
🔹 ARF (Approved Retirement Fund): more flexible, you control withdrawals (even 10%+), but it can run out
✅ No one-size-fits-all. We typically forecast 5% for cashflow, but your full pension planning should factor in your state pension, other income, and even property.
Credit to : askpaul The Financial Expert